Економіка розвитку
Економіка розвитку
ISSN 1683-1942 e-ISSN 2304-6155 УДК 33
DOI: 10.63341/econ
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Інновації в інвестиційному банкінгу як відповідь на сучасні загрози сталому розвитку

Захарій Ткачов, Олена Прятельчук

Отримано 24.01.2025, Доопрацьовано 18.05.2025, Прийнято 27.06.2025

Анотація

Дослідження було присвячене аналізу впливу новітніх технологій, таких як blockchain, штучний інтелект, алгоритмічна торгівля та фінансові технології, на інвестиційний банкінг у період із 2019 по 2024 рік. У рамках роботи було проведено аналіз підходів провідних країн-центрів інвестиційного банкінгу до впровадження інновацій. Основні результати показали, що впровадження blockchain дозволило знизити витрати на обробку фінансових транзакцій до 30 % та скоротити час їх виконання до кількох секунд, що суттєво підвищило ефективність процесів у міжнародних переказах. Штучний інтелект сприяв зменшенню витрат на 15 % завдяки покращенню процесів аналізу даних, а алгоритмічна торгівля охопила 70 % обсягу угод на ринку, підвищуючи ліквідність та знижуючи витрати на виконання угод на 30 %. Впровадження фінансових технологій, які зросли на 25 % у 2023 році, забезпечило доступність фінансових послуг для широкого кола користувачів, зокрема через мобільні платформи та інноваційні рішення, такі як краудфандинг. Дослідження також вказало на те, що компанії з високим рівнем інновацій мали на 30 % більше успішних проєктів. Крім того, аналіз показав, що інтеграція екологічних, соціальних та управлінських аспектів призвела до покращення фінансових показників установ, зокрема зростання ринкової капіталізації на 4-6 %. Висновки дослідження підкреслили важливість інвестицій у новітні технології для забезпечення стійкості інвестиційного банкінгу в умовах глобальних загроз сталому розвитку, таких як економічна нестабільність, кліматичні виклики та цифрова нерівність. Практичне значення дослідження полягає в тому, що воно надало рекомендації для фінансових установ щодо впровадження технологічних інновацій, що сприяли підвищенню їх фінансової стійкості


Ключові слова:

економічна ефективність; фінансові інструменти; штучний інтелект; блокчейн; цифрові валюти в інвестиціях

https://doi.org/10.63341/econ/2.2025.122

Взято з Том 24, № 2, 2025

Сторінки 122-133

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ЦИТУВАТИ

Tkachov, Z., & Pryiatelchuk, O. (2025). Investment banking innovations as a response to current threats to sustainable development. Economics of Development, 24(2), 122-133. https://doi.org/10.63341/econ/2.2025.122